CAD01 · USD/CAD
US Dollar
1 USD → CAD
We sell
1.4422
We buy
1.3983
Ottawa's counter for every currency.
60+ currencies in real cash, zero commission, rates refreshed every hour, walk up to 1445 Woodroffe Ave, or reserve online and pick up the same day.
You give us
You receive
We sell: 1 USD = 1.4422 CADView all currencies
FINTRAC registeredSame-day pickupZero commission
Live rates
Today's rates, on the board and on this page.
Buy and sell prices posted side by side, refreshed every hour. The rate you see here is the same rate we honour at the counter.
Euro
EUR/CAD
We sell
1.6374
We buy
1.5688
British Pound
GBP/CAD
We sell
1.9369
We buy
1.8549
Mexican Peso
MXN/CAD
We sell
0.08121
We buy
0.07474
Japanese Yen
JPY/CAD
We sell
0.009287
We buy
0.008891
Jordanian Dinar
JOD/CAD
We sell
2.1314
We buy
1.8744
Swiss Franc
CHF/CAD
We sell
1.7586
We buy
1.6659
Rate disclaimer · Rates refresh hourly and include our disclosed spread of 1.0 to 3.0%. Online reservations are honoured for 60 minutes from confirmation. Sources: ECB, Bank of Canada, Bloomberg.
60+ currencies in stock
Better than bank-machine rates
Live posted rates
60+ currencies in stock
In stock
The exchange that actually has your currency.
Walk in with rupees and leave with dollars, or walk in with euros and leave with dirhams. We keep more than 60 currencies in cash on site. If yours needs ordering, it's ready in 1 to 2 business days.
Browse currenciesWhat we do
Six services. One counter.
Currency, transfers, business FX, gold, and the small extras that make it painless.
60+ in stock
Currency exchange
60+ currencies at rates that beat the banks.
Walk in, or reserve online for same-day pickup. Zero commission and no minimum.
24h delivery
Money transfer
Send to 165+ countries with Ria.
Fast, traceable, and the total cost is shown before you confirm.
Special rates
Business and diplomatic FX
Preferred rates and a named contact.
For embassies, NGOs, and Ottawa businesses that exchange regularly.
Why Pennii
Locally owned. Honestly priced.
FINTRAC MSB # M14123456 · Ottawa, Canada
Zero commission, ever.
You pay the posted rate and nothing else. We earn on a thin, disclosed spread. That is the whole business model.
Beat-the-bank guarantee.
If a major Canadian bank quotes you a better rate today, bring proof and we'll match it or refund the difference.
A human in under two minutes.
No phone trees and no app hoops. Call (613) 900-7191 and a person answers. Or skip the call and walk up to the counter.
FINTRAC registered and insured.
Money Services Business No. M14123456. We verify ID on larger transactions and keep our AML procedures in writing. It's boring on purpose. That's what safe looks like.
Our partners
The names behind the counter.
From neighbours
What Ottawa says about us.
Reviews from the people walking up to our counter. Six languages, one Woodroffe Avenue.
The rate was 60¢ better than my bank, and I was in and out in 10 minutes. I send to Manila every month now. Wouldn't go anywhere else.
Liza M.
Nepean · sends to Philippines
Ils gèrent l'échange hebdomadaire de notre ambassade: précis, discret, et l'équipe nous connaît par notre nom. Du vrai service ottavien.
Hon. F. Okeke
Trade attaché · Ottawa
My dad got the senior discount without me even asking. Small thing, but it meant a lot. Real people, behind a real counter.
Daniel R.
Barrhaven · returning customer
Common questions
Good questions.
Honest answers.
Quick answers to the things people ask at our counter every week.
See all questionsHow long does an international money transfer take?
Cash pickup is often ready in minutes. Bank deposits usually land within 24 hours, depending on the destination and payout method. We quote the timing before you send.
What ID do I need?
A valid government-issued photo ID (passport, driver's licence, or PR card) for exchanges of $3,000 or more. Over $10,000, we also collect source-of-funds documentation, as FINTRAC requires.
Do you offer special rates for seniors or large amounts?
Yes. Seniors (65+) get 0.5% off the spread, and transactions over $25,000 CAD qualify for our wholesale rate, set at the counter.
Ready when you are
Skip the bank. Keep the difference.
Check today's rate online, then walk in and pick up your cash. Zero commission, ever.